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Why pet insurance is important!

If you consider yourself as a responsible pet owner, you’ll recognise the importance of having pet insurance. Accidents happen and ailments develop whether you’re a human or an animal, so doesn’t it make sense to give yourself financial protection and peace of mind regarding unexpected veterinary expenses? 

On the upside, there have been many advancements in medical treatments and procedures for pets in recent years. On the downside - as a consequence of the medical advancements, there’s been an ever-increasing cost to veterinary care. From diagnostic tests and surgeries to medications and rehabilitation, the expenses can quickly accumulate. Pet insurance helps mitigate these costs, making it more feasible for pet owners to provide the necessary medical attention their pets require. According to a recent RSPCA survey, the average vet bill in the UK was around £850, so having insurance can greatly reduce the financial impact of an accident involving your pet or the development of an illness.

Another compelling argument for pet insurance is its role in removing financial barriers to essential care. When faced with a pet's illness or injury, the last thing you want is to make decisions based on financial constraints rather than the best interests of your pet. Pet insurance ensures that you can make decisions solely based on the recommended course of treatment, rather than compromising your pet's health due to financial concerns.

Additionally, pet insurance often covers routine veterinary care, such as vaccinations and preventive treatments. This encourages proactive healthcare practices, contributing to the overall well-being of pets by catching potential issues early on. Regular veterinary visits are crucial for maintaining a pet's health and preventing the development of more serious conditions.

Furthermore, the emotional toll of dealing with a sick or injured pet can be overwhelming. Pet insurance provides a sense of security and eases the stress associated with unexpected medical emergencies. Knowing that financial assistance is available can make it easier for you to focus on your pet's recovery and well-being without the added burden of worrying about the cost of treatment.

If you don’t have any pet insurance, you should give it some serious thought. There are plenty of companies offering solutions at different cost levels. As of 2023, the average annual insurance cost for dogs was £133 - for cats it was £71. 

The recommended option is a Lifetime policy which, understandably is the most expensive one, but according to The Kennel Club is the best pet insurance as it “gives you the best protection from the financial burden of caring for a poorly pet, including cover for ongoing and recurring conditions every year of your pet’s life.”

In conclusion, pet insurance is not just a financial safeguard but also a commitment to the health and well-being of your furry family members. By investing in pet insurance, you can ensure that your pets receive the best possible care without compromising on financial grounds, fostering a strong and lasting bond between you and your pets. 

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